One possible scenario I think might happen.
Both the Vikings and Giants are interested in McCarthy so Min can't risk going to 5 and getting jumped by the Giants.
Despite the offer Monti doesn't want to trade back as far as 11 as he wants a top WR, but he uses the Min offer to fleece a desperate Giants team. The Giants only have 6 picks this year and we already have 11, so Monti adds to the future taking the Giants 2025 2nd, 2026 3rd and one of their two 5ths in 2025 and takes Azeez Ojulari off their hands who has a cheap 1 year left before FA. (Nobody is trading a 1st for 2 spots).
The Cards move to 6 and might still get MHJ (word is the Chargers like Nabers) but worse case come away with Odunze or Nabers at #6.
People are way too locked on MHJ, all 3 of these guys are great in different ways. In any other draft we would be drooling over Nabers or Odunze at #4.
Personally I'd stick at 4 but I think a move is very possible.