My disagreement is simple. This coaching staff is not aggressive. I don’t believe timid staffs win in the NFL. You can look at injuries, QB play or a dozen other issues. To me it’s simple. The defense set back in multiple games while the opposition moved down the field to steal the game. Where was the defensive pressure? When they got in FG range where was the attempt to knock them out of that range? When were turnovers created? This passive approach tells me the DC wasn’t assertive. The HC, with a defensive background, didn’t jump in or correct that orientation.
The offense has been conservative all year. I just don’t think they play to win. Looks to me like they play not to lose.