If nothing happens and Kyler is on the roster in 2026, his cap charge is $53 million.
If the Cards cut him before his 2027 guarantee comes due, they’ll have to pay him $36.8 million in already guaranteed 2026 salary plus already-paid bonuses totals is $54.78 million. This the Cards only take on $1.5 million in additional cap charge by releasing him compared to if he stayed on the roster.
If the Cards convert some of his 2026 salary to bonus to facilitate a trade, they’ll have to keep that money on their cap, but they’re relieved of his $42.54 million 2026 salary charge (minus whatever the Cards convert), so they’d actually save money and cap space by paying Kyler to go away.
It’s not calculus; it’s simple arithmetic.
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