He is sooooo overrated The fact that he led all defensive backs in TFLs since he came into the league is a huge indicator of how good he is. Baker makes the defense work.
He is quite simply a playmaker. People get caught up in in interceptions and things like that, but he can have huge effects on games without ever grabbing interceptions. The fact that he is starting to do that as well is really just a bonus to what he already does.