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  1. Zeno

    2021 Training Camp Thread

    I am guessing Weinfuss pulled that from a Moore presser and not a 1 on 1 interview, if that is the case it will be posted on the Cardinals site anyway and chances are greater his Mom will watch that then follow Twitter. Moore couldn't keep his own secret.
  2. Zeno

    Retirement Planning Thread

    My employer (Federal Gov't) offers a plan through John Hancock Insurance but I plan to shop around for more competitive rates (again if possible with my family history). What I have really done is research what is and isn't covered, different types of coverage and a general idea of costs. I...
  3. Zeno

    Retirement Planning Thread

    I haven't purchased it yet but I have been doing my research, I may be disqualified from a lot of policies due to the history of dementia in my family. It's going to take some shopping around but to me the benefit outweighs the cost in the end.
  4. Zeno

    The Market 2021

    Does anyone here really pay attention to environmental, social and governance factors (ESG) when it comes to how they invest? My investments all have an ESG score but I honestly skip over that stuff most of the time and don't make purchases based on that at all.
  5. Zeno

    The Official US Soccer thread

    Arriola's work rate is top notch, that is what I have always liked about him--he is another guy though who I think is best suited as a guy you bring in off the bench in WCQs but who likely won't make the 23 for WC Qatar. Hoppe was the first American to score a hat trick in the Bundesliga (he...
  6. Zeno

    The Official US Soccer thread

    Admittedly I am not a big fan of Zardes but he had a solid tournament, he is best suited for a super sub role on the full team in WCQ though. He'll be 30 in a couple of months and there is plenty of young talent who should be ready to take his place by November of '22 for the WC. One result of...
  7. Zeno

    The Official US Soccer thread

    One last note, they need to get rid of those ugly red and blue kits--freaking ugly. The whites they wore last night were sharp though.
  8. Zeno

    The Official US Soccer thread

    The more I watch Miles Robinson the more impressed I am, you also have to love Hoppe's confidence--needs to mature a bit but he is only 20--has a little bit of Dempsey swagger about him. Paul Arriola put in a good tournament too and he was like the grizzled veteran at 26 yrs old. Any win over...
  9. Zeno

    Valley Real Estate

    A friend of ours in Michigan was preparing to list her house next month, she bought one of those PODs to put things in while she and her husband were doing some minor renovations and painting before actually putting it on the market. They hadn't even started loading it when they got a knock on...
  10. Zeno

    Former Cardinals on Keim

    Even Rosen commented that he never got a call from Keim before or after they drafted Kyler, not even after he was traded, he did speak to Kingsbury but it was like Keim was avoiding conflict. No matter your opinion of Rosen that still is a crappy thing to do. Keim may be good at building...
  11. Zeno

    Cardinals sign CB Daryl Worley and OL Marcus Henry

    For me the big thing with Alford is he can't be counted on, he was out injured 2 straight seasons, played injured (and poorly) the season prior--is now 4 years removed from his last good season. We have no idea what we will get from him or even if he will make it out of training camp. If he...
  12. Zeno

    The Official US Soccer thread

    I stayed up to watch the first half, of course they don't score until late in the second. Glad they won but it really is sloppy to watch. Guess now we will see if our B team is good enough to beat Qatar's A team. I have liked what I have seen from Miles Robinson and Shaq Moore. I think Hoppe...
  13. Zeno

    The Official US Soccer thread

    Between the fact it is a B team and the kickoff times my interest in this Gold Cup is minimal.
  14. Zeno

    The Market 2021

    Yep I saw it at $19.52 (I think) and almost pulled the trigger---but didn't.
  15. Zeno

    The Market 2021

    COVID's recent upswing is stoking market fears all over again. Travel/tourism stocks are getting hammered again today--but everything is on a downward path. Barely anything I own is in the green today.
  16. Zeno

    The Market 2021

    Thanks for all the answers, I tend to overthink things when it comes to the market and money matters. There is a TON of information out there and I read a lot of it but the idea of what is "diversification" is all over the place. I think I am on the right track but only time will tell. I am...
  17. Zeno

    The Market 2021

    Good stuff from both Yuma and Elindholm. My portfolio mostly consists of ETFs--I have a S&P 500 ETF, a small/mid cap ETF, as well as Muni & Corporate bond ETFs--I am thinking of doing an emerging market or global blend ETF eventually. I do have some individual stocks mixed in--I have a plan...
  18. Zeno

    The Market 2021

    Honest question for some of the more seasoned investors. What do you consider a "diversified" portfolio? Is it just a mix of Equity and Fixed Income, is it a mix of multiple sectors (tech, financials, consumer staples etc) or is it a mix of different growth & income? If it is multiple...
  19. Zeno

    CJ is a Top 5 edge rusher? Survey says......

    Suggs tore his right bicep at age 30 and came back to register 10 sacks the next season. Suggs tore his left bicep at age 34 and came back to register 11 sacks the next season. So hardly all of them.
  20. Zeno

    Retirement Planning Thread

    Some Long Term Care info... American men who turn 65 over the next few years will require an average of 2.3 years of long-term care, reports Medicareguide.com. For American women, that estimate rises to 3.2 years. Meanwhile, American men who turn 65 in the next few years will spend an average...
  21. Zeno

    PFT on Kliff

    He doesn't even deserve his name spelled correctly :biglaugh:
  22. Zeno

    PFT on Kliff

    This place is always all over the place on hirings/firings. I think about the only thing that this board was on near total agreement back then was Wilkes needed to go--if I remember right the last poll taken had everyone but 2 people wanting Wilkes fired.
  23. Zeno

    Retirement Planning Thread

    My health plan doesn't qualify for a HSA but I get to carry my current plan when I retire--at the same rate, except monthly premiums instead of broken up over 26 pay checks. HSA seems like a great retirement vehicle for those that qualify. I do plan to purchase a Long Term Care policy prior to...
  24. Zeno

    Retirement Planning Thread

    Yep, a lot of people do forget about that. The SSA website has a calculator that allows you to estimate your benefits based on what year you stop working, you should have your SS statement on hand because you have to enter ALL of your previous years earnings. I did mine with an estimate of me...
  25. Zeno

    Retirement Planning Thread

    I can see that. I read somewhere that lots of people would rather quit and take an early retirement than return to work after working from home for months. I was sick of working from home personally but I get it. I just hope that those that chose to retire are prepared financially to take care...
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