November 11th, 2004, 02:27 PM
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#1
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BIM™
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The official Dave Ramsey thread
This thread is all about Dave Ramsey and getting out of debt.
Here is a transcript of Dave's recent appearance on 60 minutes... Dave Ramsey on 60 Minutes
Many of us here are getting out of debt using the principles shown to us by Dave Ramsey. Feel free to share your personal stories of getting out of debt or stupid financial mistakes you've made in the past, etc.
To find out more about Dave, check out his site: DaveRamsey.com
My wife and I used to have as many as 17 credit cards, by the time you include gas cards, department store cards - like Sears and Target, etc. Now, between us, we have ZERO credit cards. We'll never go into debt again for a purchase. It's a feeling of relief just knowing that. By December 2005, or sooner, we'll be completely debt free except for our house. 
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HONEY BADGER DON'T CARE
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November 11th, 2004, 03:37 PM
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#2
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Killer Snail
Join Date: May 2002
Location: Scottsdale
Posts: 30,831
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I bought the Dave Ramsey series with my Visa!
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R.I.P Tim Minnick
The KING of Cards
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November 11th, 2004, 04:00 PM
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#3
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Registered User
Join Date: Jul 2002
Location: What?
Posts: 16,709
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Quote:
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Originally Posted by Dback Jon
I bought the Dave Ramsey series with my Visa!
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LMAO!!! |
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November 11th, 2004, 04:01 PM
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#4
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Registered User
Join Date: Apr 2003
Posts: 4,453
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I love credit cards because it helps me keep track of my money.. I've never been in debt and I think I'm too paranoid about something like that to ever be in debt..but then when I get married and have kids who knows? I'll have more to worry about than just myself...
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November 11th, 2004, 04:41 PM
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#5
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Frell.
Join Date: Jun 2003
Posts: 21,139
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I bought the book and really wanted to try it.
But I make very little money, and tuition/books/apartment/food/clothes etc just force me to use my credit cards.
Sigh.
Someday!!!
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Rest in peace, Skkorp. We'll never forget you.
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November 11th, 2004, 04:51 PM
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#6
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Championship!!!!
Join Date: Dec 2002
Location: ordinance 2257
Posts: 14,959
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Quote:
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Originally Posted by Dback Jon
I bought the Dave Ramsey series with my Visa!
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November 11th, 2004, 05:33 PM
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#7
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Registered User
Join Date: Apr 2003
Posts: 4,453
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wouldn't it be funny if the Dave Ramsey series was what put you in debt?
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November 11th, 2004, 06:12 PM
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#8
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Registered User
Join Date: Jul 2002
Location: What?
Posts: 16,709
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Quote:
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Originally Posted by SunCardfan
I love credit cards because it helps me keep track of my money.. I've never been in debt and I think I'm too paranoid about something like that to ever be in debt..but then when I get married and have kids who knows? I'll have more to worry about than just myself...
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lol! I got married and haven't seen cash since!
Seriously though we use credit cards the majority of the time for the same reason. Easy to track where the money went and reciepts for taxes in a nice little (figuratively speaking) package.
Just make dang sure you pay it off every month. |
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November 11th, 2004, 06:32 PM
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#9
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Registered User
Join Date: Apr 2003
Posts: 4,453
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yeah I've been a few days late before  |
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November 11th, 2004, 06:43 PM
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#10
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Cap Casualty
Join Date: Aug 2003
Location: ARIZONA
Posts: 3,746
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Quote:
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Originally Posted by AzCards21
lol! I got married and haven't seen cash since!
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Testify!
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"When I see guys huddling up after the game, to pray, that's what scares me about the game. I'm a Baptist, but I'm also a quarterback killer, and I ain't praying with you. But I will give you 30 seconds to ask your Lord and master to keep me from killing you." -- Hall of Fame defensive end "Deacon" Jones on what aspect of the modern game most upsets him.
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November 11th, 2004, 06:52 PM
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#11
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Recovered WoW-aholic
Join Date: Mar 2004
Location: Peoria, AZ
Posts: 6,527
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Quote:
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Originally Posted by AzCards21
lol! I got married and haven't seen cash since!
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My husband saw a bumper sticker once that he wants to get. It said: "Driver carries no cash, he's married."
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~Just because I have a short attention span doesn't mean...~
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November 11th, 2004, 06:55 PM
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#12
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Beer me a post...
Join Date: Sep 2002
Location: Scranton, PA
Posts: 9,205
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actually - dave ramsey's website doesn't accept credit cards for purchasing anything there - so if you bought it on credit card you didn't buy it from him directly.
the wife and i have been using his principles and following his plan since last feb (thanks to BIM for harrassing me for nearly a year about doing it!). best thing we've ever done - in the past 9 months or so we've already paid off about $14k in debt. plus we just paid off another bill today. on a roll...
shawn
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"Arguing on the internet is like running in the special olympics... Even if
you win, you are still retarded..."
"I can't trust a woman who would marry me." ~ AzCards21
"I don't care what you believe, keep your religion out of my peanut butter!" ~ Assface
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November 11th, 2004, 06:57 PM
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#13
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Banned
Join Date: Jan 2003
Location: Long lonesome highway east of Omaha
Posts: 7,247
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Quote:
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Originally Posted by Dback Jon
I bought the Dave Ramsey series with my Visa!
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funny...very funny! |
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November 11th, 2004, 06:59 PM
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#14
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Registered User
Join Date: Apr 2003
Posts: 4,453
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Well I need my credit card because I have expense reports to send in for my job. I better send them in quickly too.. One time I was nearing $10,000 in a week!  It kind of sucks holding on to all of the receipts all of the time |
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November 11th, 2004, 06:59 PM
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#15
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Beer me a post...
Join Date: Sep 2002
Location: Scranton, PA
Posts: 9,205
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Quote:
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Originally Posted by SunCardfan
Well I need my credit card because I have expense reports to send in. I better send them in quickly too.. One time I was nearing $10,000 in a week! |
what the heck? what do you do that you rack up 10k in a week?
shawn
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"Arguing on the internet is like running in the special olympics... Even if
you win, you are still retarded..."
"I can't trust a woman who would marry me." ~ AzCards21
"I don't care what you believe, keep your religion out of my peanut butter!" ~ Assface
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