June 15th, 2009, 11:26 AM
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#1
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Banned
Join Date: May 2002
Location: Mesa
Posts: 35,580
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Great credit website!
https://www.creditkarma.com/
100% Free! It pulls your TransUnion credit report (it's a soft inquiry, so no impact to your report). It gives you your actual credit score (which you usually have to pay $20.00 to companies or apply for a loan to see) and grades out the places that are impacting your total score.
Another interesting part is it compares your standing with the average user. I have a strong score, but there are a good percentage of people who have a better score which is suprising.
Check it out
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June 15th, 2009, 12:08 PM
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#2
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ONE HEART BEAT!!!
Join Date: Sep 2002
Posts: 7,085
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Excellent find, especially with all the BS out there about "free" credit reports. Thanks!
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June 15th, 2009, 03:09 PM
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#3
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I'm Coming for YOU!
Join Date: May 2002
Location: Las Vegas
Posts: 45,146
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Score = 749
Better than 80% of people in the state of NV.
Better than 77% of people in my age group.
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June 15th, 2009, 03:54 PM
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#4
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Moderator
Join Date: May 2002
Location: Alexandria, VA
Posts: 4,884
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Score = 764
Better than 78% of people in the state of VA.
Better than 87.5% of people in my age group.
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June 15th, 2009, 11:05 PM
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#5
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Plucky Comic Relief
Join Date: Jul 2004
Location: Gilbert
Posts: 15,217
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This site sells your information. You're all going to get unsolicited credit offers. FYI. If someone figures out how to unsubscribe let me know. I have friends who want off it.
__________________
Before I saw him, I could figure things out. He was the first guy I saw close-up and just didn't get what he was doing. Josh Freese on Vinnie Colaiuta
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June 15th, 2009, 11:12 PM
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#6
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Banned
Join Date: May 2002
Location: Mesa
Posts: 35,580
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Quote:
Originally Posted by Gaddabout
This site sells your information. You're all going to get unsolicited credit offers. FYI. If someone figures out how to unsubscribe let me know. I have friends who want off it.
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I have Lifelock, I haven't so much as a piece of mail for credit in 12 months.
By the way, if anyone is interested, Lifelock is $99.00 a year |
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June 15th, 2009, 11:15 PM
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#7
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Banned
Join Date: May 2002
Location: Mesa
Posts: 35,580
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Quote:
Originally Posted by Gaddabout
If someone figures out how to unsubscribe let me know. I have friends who want off it.
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BTW...
https://www.optoutprescreen.com/ |
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June 22nd, 2009, 08:05 PM
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#8
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I want my 2$
Join Date: Sep 2002
Posts: 18,548
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I'm going to agree with Dave Ramsey and say that the optimum score is zero.
It means you have no debt, which IMO is priceless.
The whole credit score thing is a giant marketing scam, it basically trains you to be a wonderfull debt slave.
__________________
When written in Chinese, the word "crisis" is composed of two characters. One represents danger and the other represents opportunity. John F. Kennedy
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June 22nd, 2009, 09:44 PM
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#9
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Registered
Join Date: Jan 2009
Location: Maricopa, AZ
Posts: 155
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Quote:
Originally Posted by conraddobler
I'm going to agree with Dave Ramsey and say that the optimum score is zero.
It means you have no debt, which IMO is priceless.
The whole credit score thing is a giant marketing scam, it basically trains you to be a wonderfull debt slave.
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I couldnt agree more... "Cash is king!" |
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